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SCTD Funds Another Female-Owned Business

Non-Conventional Lending Packs a Punch in Hickman County!

Terri McKeel, proud new owner of McKeel Martial Arts, is excited to let you know she is open for business. The business is located in Hickman county at 1592 Highway 100 Centerville, TN 37033. Terri has been teaching at the school for two years, but as the new owner, she plans to be open more hours and is taking on new students for afternoon and evening classes.

Mrs. Terri McKeel is a 2nd Dan Black Belt of the Choong Sil Taekwondo Federation and has studied the art of Taekwondo for six years. She has many respectable achievements including multiple tournament wins and Invitational National Championship appearances where she won Bronze medals at the 2012 and 2013 events.

Taekwondo can be enjoyed by people of all ages from children ages 4-14 to adults over 50. Benefits of Taekwondo include improving self confidence, fun, exercise, discipline, socialization, stress reduction, self control, concentration, weight control, and self defense.

From left to right: Patrick Hite, Hickman County Economic and Community Development; Terri McKeel, Owner and Instructor at McKeel Martial Arts; and Eddie Fitzgerald, Loan Officer for South Central TN Development

Call 931-933-5500 to schedule an informational tour of the school and learn more about the new programs. One of them is sure to fit the needs of your family.  Sidekicks is a program specially designed for a young child plus a parent. There are other programs for students and young adults in After School Taekwondo, the tenets of which are courtesy, integrity, perseverance, self-control and an indomitable spirit. Programs for young adults are designed to enhance hand-eye coordination, balance, motor skills, and an overall sense of well being, Other special sessions that will be offered at the school include Ladies Night Out every Friday. For a limited time, you may qualify for three free classes when you schedule your V.I.P. appointment to tour the facility and learn more. With Terri, you know you will be in good hands. Just look at all those trophies!



Terri McKeel Owner/Instructor at McKeel Martial Arts 931-933-5500
Conveniently located at 1592 Highway 100 in Centerville, TN 37033

Visit the website at

Terri had a dream to start her own business and purchase a facility where she could fulfill that dream. We were there to help her make it happen. Acquisition of the land and improvements was made possible through funds from the South Central Tennessee Development (SCTD) USDA Rural Development Intermediary Relending Program(IRP). This is just one of the funding sources available through SCTD. Our Non-Conventional lending resources can help you leverage opportunities and develop a solution for financing  your small business needs. With financing available for acquisition of fixed assets like equipment, real estate purchase, capital asset improvements, and even working capital in some instances, SCTD can provide financing for your project or potentially enhance the alternatives available to you from other lending sources.

SCTD funding sources include USDA, EDA, State of Tennessee, and the SBA.  Applications for small business projects may be for as little as $5K,  but may be for as much as $5.5 Million with the SBA 504 program. Terms range from three years to twenty depending on the uses of the funds. Rates are competitive and fixed for the life of the loan. If your bank has a business in need of capital to grow, whether small or large, but cannot quite fit the underwriting into your credit box, think “non-conventional.”

The consultation is free! Reach out to us at (931) 797-2468 or (931) 379-2918, and ask for Eddie Fitzgerald. Let us re-introduce you to “non-conventional” lending and show you and your customer how to protect their reserves, shield their interest rate risk, and take advantage of an opportunity to manage their business instead of managing their finances. 


Non-conventional has never been easier.


South Central Tennessee Development
101 Sam Watkins Blvd.
Mount Pleasant, TN 38474
Office (931) 379-2918
Fax (931) 379-2640

Sign in front of SCTD